7 ways to trick yourself into spending less: Take out a crisp $50 instead of a few sorry old $20s the next time you go to the bank.

We all know that spending less and saving more money are things that we should do, but the “do” part is often what gets in the way. When you’ve got a full-time job, a family, and a social life to tend to, adding one more thing to the to-do list can become a huge hurdle. That’s why I’ve taken to tricking myself into spending less money, so it becomes more automatic. Yes, I like to play mind games on myself—mind games that save me dough. Read on to learn this special kind of witchcraft.

Read the article “7 Ways to Trick Yourself into Spending Less” on fortune.com.